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Beechtree Mortgage, Inc.

888-399-0520

Hi, my name is Stephen Thaggard, I've been a mortgage broker in Florida for over 15 years. I have personally designed thousands of mortgage loans for Florida residents helping them to achieve their financing goals and more importantly, listening to their needs first.

I am passionate about helping people with their mortgage needs, I aim to educate the borrower and put them into the loan program that BEST fits THEIR needs.

Visit my site for my information

Choosing A Mortgage In Florida

With about a billion different mortgage lenders to choose from, you need to know who will look out for your best interests. I have built my business around solid ethics and NOT charging the customer thousands of dollars in ridiculous fees. We thrive on referrals from our existing clients. When choosing a mortgage broker, I challenge you to ask them this question: How do you get paid and how much will you get paid?

What Are Your Long Term Financial Goals?

A mortgage as you know can be a lifelong decision! When shopping for a mortgage, ask yourself before you call anyone: What are my goals with this loan? Is it to save money? Consolidate Debt? Draw equity for home improvement? A Loan officer should be there to help SAVE you money over the life of the loan and should be there to educate you about what will suit your needs first.

Blog

Take some time to learn more about Beechtree Mortgage and the mortgage industry. Visit my blog!

Florida Mortgage : Learning Center

Low rates, low home prices & lower debt ratios
Word on the street is that fixed interest rates for home buying shouldn’t start significantly increasing for the next 6 months. That’s great news considering interest rates are still available in the very low 5% range for qualified buyers seeking a FL FHA loan, VA home loan or Fannie Mae conventional mortgage; and with no discount points. Whether you [...]

Less than perfect credit may be ok with FL VA Home Loan
Many FL home buyers are calling to simply ask what current credit score requirements are for Fannie Mae, FHA or other types of home loan financing. Generally speaking, in today’s restrictive lending environment, FL home buyers need to have established a good credit history usually evidenced with favorable credit scores. There are exceptions to today’s [...]

Making Mortgage sense in Florida
After 14 years as a FL mortgage professional, I have experienced countless changes in our industry. Mortgage programs were created such as interest only fixed rate loans, or the notorious pay option ARM. Stated income mortgages, meant for self employed borrowers, became available for salaried home buyers. And no document type mortgages were everywhere so anyone could buy [...]

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