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Beechtree Mortgage, Inc.

888-399-0520

Hi, my name is Stephen Thaggard, I've been a mortgage broker in Florida for over 15 years. I have personally designed thousands of mortgage loans for Florida residents helping them to achieve their financing goals and more importantly, listening to their needs first.

I am passionate about helping people with their mortgage needs, I aim to educate the borrower and put them into the loan program that BEST fits THEIR needs.

Visit my site for my information

Choosing A Mortgage In Florida

With about a billion different mortgage lenders to choose from, you need to know who will look out for your best interests. I have built my business around solid ethics and NOT charging the customer thousands of dollars in ridiculous fees. We thrive on referrals from our existing clients. When choosing a mortgage broker, I challenge you to ask them this question: How do you get paid and how much will you get paid?

What Are Your Long Term Financial Goals?

A mortgage as you know can be a lifelong decision! When shopping for a mortgage, ask yourself before you call anyone: What are my goals with this loan? Is it to save money? Consolidate Debt? Draw equity for home improvement? A Loan officer should be there to help SAVE you money over the life of the loan and should be there to educate you about what will suit your needs first.

Blog

Take some time to learn more about Beechtree Mortgage and the mortgage industry. Visit my blog!

Florida Mortgage : Learning Center

The #1 question FL Realtors ask their buyers?
Successful FL Realtors depend on FL Mortgage Professionals to stay informed of current mortgage related guideline changes. Last week we were speaking with the top producing Realtor team in West Volusia County. We learned that many home buyers were asking for low down payment options; so we broke it down from one question that must be asked: Are [...]

Mortgage pre-approval becomes extinct in 2010?
Starting January 1st, 2010, Realtors, Title Companies and Mortgage Professionals are going to engage in entirely new procedures with their first time home buyer clients. We are not only going to experience new mortgage Good Faith Estimate formats and final HUD-1 Settlement Statements; but the way we do business will shift entirely. The revised requirements, compliments of new RESPA rules for 2010, will change the [...]

Mortgage Good Faith Estimates enforced, finally.
Aimed at providing clearer upfront mortgage disclosure with easily comparable standardized Good Faith Estimates; the RESPA 2010 rules begin January 1st. One of the enhancements is enforcing quoted lender or bank fees, with a “no tolerance” rule. That is, once you have received your Good Faith Estimate, the mortgage lender or banks charged fees cannot be changed; period. This is [...]

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